Burial or Graveside Services
Grief & Guidance
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Service Canada is the main point of contact to report a death to the Government of Canada.
What to do when someone dies
If the death occurred in a province:
You do not need to report the death to Service Canada. The Province will notify Service Canada.
If the death occurred in one of the territories or outside Canada:
You must report the death to Service Canada by providing:
Submit the documents in person at your nearest Service Canada Centre or mail them to the following address:
Social Insurance Registration office
PO Box 7000
Bathurst NB E2A 4T1
If the person died outside Canada, the Canadian embassy or consulate in the country where the person died can tell you what steps to take. Consult the list of Canadian embassies and consulates.
Pensions, benefits and personal identification
If the deceased person was receiving a pension or benefits from an employer, you need to cancel them. You may also ask if survivor benefits are available.
People related to the deceased person may be eligible for Government of Canada benefits. Contact Service Canada to find out if benefits are available to the estate or legal representative from the following programs:
If you were married or in a common-law relationship with the person who died, you may be entitled to certain assets, even if you were not named in the will. You also need to cancel the personal identification of the deceased person:
Notify the Canada Revenue Agency
Contact the Canada Revenue Agency to settle the taxes of the person who has died, and to transfer benefits to a survivor. The Social Insurance Number of the deceased person is used to settle their taxes.
Close personal accounts
Once the estate has been settled, close any accounts that don’t need to be kept open.
Contact the financial institution of the deceased person for more information.
To ensure that new credit is not fraudulently requested in the name of the deceased person, it’s a good idea to advise Canada’s two credit bureaus, Equifax and TransUnion, of the death.
Make a life insurance claim
To make a life insurance claim, you will likely need:
If you can’t locate the insurance policy, contact the OmbudService for Life and Health Insurance.
Once you’ve made a life insurance claim, there may be a delay before the beneficiaries receive the payment. This will depend on things such as how long the person held the policy and how they died. You may need to consider opening an estate account with the financial institution of the deceased person, to deposit life insurance proceeds payable to their estate.
For more information see link: