Obituaries

Clarence Stroud
B: 1933-01-22
D: 2018-10-19
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Stroud, Clarence
Dr. David Sprowl
B: 1936-11-25
D: 2018-10-13
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Sprowl, Dr. David
Mark de Koning
B: 1961-10-19
D: 2018-10-12
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de Koning, Mark
Derek Pite
B: 1920-12-19
D: 2018-10-12
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Pite, Derek
Kenneth Symons
B: 1933-04-09
D: 2018-10-11
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Symons, Kenneth
Norman Haines
B: 1932-11-21
D: 2018-10-03
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Haines, Norman
Agnes DeSutter
B: 1925-05-05
D: 2018-09-27
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DeSutter, Agnes
George Almond
B: 1952-09-15
D: 2018-09-25
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Almond, George
John King
B: 1977-02-13
D: 2018-09-16
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King, John
Hazel Bowman
B: 1926-09-08
D: 2018-09-13
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Bowman, Hazel
Beatrice McCauley
B: 1919-11-18
D: 2018-08-31
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McCauley, Beatrice
Marrigjie Marr
B: 1949-05-10
D: 2018-08-26
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Marr, Marrigjie
Helen Farkas
B: 1927-02-16
D: 2018-08-15
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Farkas, Helen
Leslie James
B: 1937-02-12
D: 2018-08-10
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James, Leslie
William Agnew
B: 1938-08-00
D: 2018-08-06
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Agnew, William
Mary Simpson
B: 1960-04-26
D: 2018-07-31
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Simpson, Mary
Gloria Terryberry
B: 1950-10-30
D: 2018-07-25
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Terryberry, Gloria
Frank Paterak
B: 1925-10-01
D: 2018-07-25
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Paterak, Frank
Lillian Kipp
B: 1921-12-15
D: 2018-07-24
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Kipp, Lillian
Olga Vint
B: 1937-03-03
D: 2018-07-18
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Vint, Olga
Catherine Cook
B: 1951-03-14
D: 2018-07-02
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Cook, Catherine

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Phone: (519) 449-1112
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Questions and Answers

Compiled is a list of frequently asked questions from many who, like you, have considered Pre-Planning their or a loved one's funeral service:

1. What does it mean to pre-arrange your funeral?
 
2. Who should consider pre-planning and at what time in there lives?
 
3. Why should I pre-plan?
 
4. How does Pre-Planning work?
 
5. If I pre-pay my funeral, how is the money invested and what are the advantages?
 

Question #1What does it mean to pre-arrange your funeral?
Answer:It is the act of preparing in advance for your funeral or the funeral of a loved one. It can be as simple as writing your wishes down and attaching them to a will, or contacting our funeral home and outlining the details of a funeral so you can be sure they will be respected and paying for these services in advance.
When you are discussing advanced planning keep in mind that plans should be flexible enough to accommodate a wide range of wishes (i.e. different religious or cultural customs), as well as all financial circumstances.

Question #2Who should consider pre-planning and at what time in there lives?
Answer:Young or old, single or married, Pre-Planning is beneficial for everyone at any age or life cycle. Pre-Planning is not just about planning your own funeral. Many people today are finding themselves caring for their parents, grandparents or other family members. Handling other people's responsibilities is difficult at the best of times. Without the benefit of planning ahead, many find themselves financially and emotionally burdened when having to deal with a death. Since the late 1980’s pre-arranging funerals has increased significantly as more and more people understand the peace of that comes with pre-arranging. Encouraging and helping others you love to plan their own funeral needs - before the need arises - is something you can both do together, today.

Question #3Why should I pre-plan?
Answer:Pre-Planning gives you the opportunity to reflect and outline your final wishes. It allots people the capacity to have input into the final conclusion of their lives.

A pre-arranged funeral also minimizes the anxiety and pressure your loved one’s may experience when making funeral arrangements on your behalf.

Pre-arranging and pre-paying for your funeral is a safe and guaranteed investment. When you pre-pay, you are actually paying for the entire arrangement based on current day prices. Pre-Planning allows you the opportunity to determine the type of funeral that best suits your budget and personal desires. Your investment will be absolutely guaranteed. As your investment increases in value over time, it will counter balance inflationary increases, providing adequate funds for the future cost of the funeral. Pre-paying funeral expenses helps get your affairs organized and it is a responsible part of protecting your family's future.

Question #4How does Pre-Planning work?
Answer:When you meet with a Funeral Director or Pre-need Specialist at your home or at a funeral home to discuss pre-arranging you will want to express to them in detail the type of service you and your loved one’s may desire. Once they have organized all the details, they will record and file your wishes for future reference, which may be revised upon request. (We would caution against only recording your wishes in your will. Many times it is difficult to have the will available when needed.) At this point they will determine what costs will be associated with the type of funeral service you wish to have. This information will allow you to make an informed and intelligent decision about your last wishes or those of a loved one.

The laws and regulations for pre-arranging a funeral may differ from Province to Province and from State to State. It is advisable that you contact a local licensed funeral home or Provincial or State Association to ensure you are receiving accurate information.

Be sure to select a funeral service provider that is reputable and that you feel comfortable with. If you sense that you are being pressured to purchase something that you are not comfortable with always consider the option of walking away and reporting your experience to the proper authorities.

Question #5If I pre-pay my funeral, how is the money invested and what are the advantages?
Answer:In Canada the money received for prearranged funerals are deposited into a trust account under the Guaranteed Funeral Deposits of Canada www.gfd.org. All monies paid on a pre-arranged contract remain the property of the investor until services are provided for. In the event you should change your mind, and wish to withdraw your investment all your money plus the interest earned will be refunded to you less an administration fee.

There are many advantages to pre-paying once you have made your arrangements. The best reasons are that you lock in costs, avoid inflation and relieve family of the financial burden.

There are many advantages to prepaying once you have made your arrangements. Such as:

- locking in costs
- avoiding inflation
- relieving family of the financial and emotional burdens
- plus many more…

Click HERE for information on investing your money when you pre-plan.